Terms and Conditions
Welcome to SmartPolicyNow.com (SPN Media). These terms and conditions outline the rules and regulations for the use of our website.
By accessing this website, we assume you accept these terms and conditions in full. Do not continue to use SmartPolicyNow.com if you do not agree to all of the terms and conditions stated on this page.
1. Intellectual Property Rights
Unless otherwise stated, SPN Media and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may view and/or print pages for your own personal use, subject to restrictions set in these terms and conditions.
You must not:
Republish material from SmartPolicyNow.com
Sell, rent, or sub-license material from the site
Reproduce, duplicate, or copy material for commercial use
Redistribute content from this website without proper attribution
2. User Responsibilities
By using our website, you agree not to engage in:
Any activity that may damage or disrupt the site
Uploading malicious code or spam
Attempting unauthorized access to restricted areas
Harassing or abusing others through our contact channels
3. Content Accuracy
We strive to provide helpful and accurate information, but SPN Media makes no warranties or guarantees regarding the reliability or completeness of any content. Users are responsible for verifying the information before making decisions based on it.
4. Third-Party Links
Our site may include links to third-party websites. These links are provided for your convenience and do not signify that we endorse the website(s). We have no control over the nature, content, and availability of those sites.
5. Limitation of Liability
To the fullest extent permitted by law, SPN Media shall not be held liable for any loss or damage—direct or indirect—that may result from the use or inability to use this website or any linked third-party sites.
6. Termination
We reserve the right to terminate or suspend access to our site at any time, without prior notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users or the integrity of the site.
7. Changes to Terms
SPN Media may revise these Terms and Conditions at any time without notice. By using this website, you agree to be bound by the current version.
If you have any questions regarding these Terms and Conditions, please contact us at: